Finance Week

Why Workers with Cancer Should Immediately Apply for Disability Benefits

Pharmacy receipt and a dollar

You may find it difficult to make ends meet as a worker when you have cancer. As a cancer patient, it is critical that you get proper medications as the disease considered the second leading cause of death in the U.S. after heart disease.

Depending on the type of cancer you have, it could cripple you and prevent you from earning an income to support your family. You may consider applying for Social Security Disability Insurance (SSDI) benefits.

People often find it complicated to file for disability benefits

Applying for SSDI is important to sustain the costly chemotherapy sessions and other medications you need to treat your cancer.

It is possible for you to get financial assistance if the government proves your disability, eligibility experts at said. However, you need to know that you will need to satisfy all the information required by Social Security. You should provide all your personal information and details of your condition.

If you have colon cancer, you may need to provide all the consultations and treatment you have undergone before application.

The Social Security is strict in defining disability

It is important to note that though SS could give you benefits, they are strict in defining disability. The agency should determine that you have become incapable of doing any work due to your illness and that your condition is fatal.

If you fail to satisfy such requirements, there is a high chance that you could be denied of the benefits you need, that is why there are people with serious conditions who seek professional advice before filing for disability application.

Filing for SSDI benefits is worth considering if you think you can no longer do any kind of work because of a crippling disease. However, you may consider getting help before filing as the process is often complicated.

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