Debt Proof Living
Debt Proof Living (DPL) is an online financial community that was started by Mary Hunt, a former spend thrift that was once in $100,000 of unsecured debt. According to the website the Debt Proof Living plan “puts you in charge of your money, allows you to live below your means, and offers a simple approach to saving, giving and paying off debt.” The plan claims to help members improve their credit score, give financial information, tips and advice, offer 24 hours per day, 7 days per week personal guidance from members, and give emergency preparedness advice. The plan claims it can work for any income level and financial situation, but membership is not free.
5 Component Plan:
The DPL plan consists of 5 basic steps:
Save 10% of your income. Give 10% of your income to a charity of your choice. Live on the remaining 80%.
Spending goals- DPL will help you devise a structured plan to organize spending.
Hardship fund-to help with unforeseen financial situations such as job loss.
Quickly pay off debt
“Freedom Account” – how to build an emergency fund to help with the unexpected.
Membership Requirements
Although you can search the DPL site for Mary’s “Tip of the Day”, the Everyday Cheapskate column, Mary’s “Thought of the Day”, reader stories and access to Mary Hunt’s blog: Money Rules Debt Stinks, the bulk of the site, including the forums, is reserved for paying members:
6 Month online membership $18 includes:
Full website access
Member features
12 month online membership $29 includes:
Everything in 6 month membership plus:
Articles resources and advice
16 page advertisement free DPL Newsletter
Freedom Account Manager
Interactive and Rapid Debt Repayment calculators
20% discount on Mary’s books including Debt Proof Living, Live your life for
Tags: Credit Score, Debt Freedom, Debt Proof, Debt Repayment, Dpl, Emergency Fund, Emergency Preparedness, Everyday Cheapskate, Financial Situations, Freedom Account, Hardship Fund, Mary Hunt, Member Features, Membership Requirements, Money Rules, Page Advertisement, Paying Off Debt, Personal Guidance, Repayment Calculators, S Books